Privacy Policy

Last updated February 24, 2025.

INTRODUCTION

The Melissa Rippy Agency (“we” or “us” or“our”) respects the privacy of our users (“user” or “you”). This Privacy Policyexplains how we collect, use, disclose, and safeguard your information when youvisit our website melissarippyagency.com, including any other media form, mediachannel, mobile website, or mobile application related or connected thereto(collectively, the “Site”). Please read this privacy policy carefully. If youdo not agree with the terms of this privacy policy, please do not access thesite.

We reserve the right to make changes to thisPrivacy Policy at any time and for any reason. We will alert you about anychanges by updating the “Last Updated” date of this Privacy Policy. Any changesor modifications will be effective immediately upon posting the updated PrivacyPolicy on the Site, and you waive the right to receive specific notice of eachsuch change or modification.

You are encouraged to periodically review thisPrivacy Policy to stay informed of updates. You will be deemed to have beenmade aware of, will be subject to, and will be deemed to have accepted thechanges in any revised Privacy Policy by your continued use of the Site afterthe date such revised Privacy Policy is posted.

This privacy policy was created using Termly.

COLLECTION OF YOUR INFORMATION

We may collect information about you in avariety of ways. The information we may collect on the Site includes:

Personal Data

Personally identifiable information, such asyour name, shipping address, email address, and telephone number, anddemographic information, such as your age, gender, hometown, and interests,that you voluntarily give to us or when you choose to participate in variousactivities related to the Site, such as online chat and message boards. You areunder no obligation to provide us with personal information of any kind,however your refusal to do so may prevent you from using certain features ofthe Site.

Derivative Data

Information our servers automatically collectwhen you access the Site, such as your IP address, your browser type, youroperating system, your access times, and the pages you have viewed directlybefore and after accessing the Site.

Financial Data

Financial information, such as data related toyour payment method (e.g. valid credit card number, card brand, expirationdate) that we may collect when you purchase, order, return, exchange, orrequest information about our services from the Site.

Facebook Permissions

The Site may by default access your Facebookbasic account information, including your name, email, gender, birthday,current city, and profile picture URL, as well as other information that youchoose to make public. We may also request access to other permissions relatedto your account, such as friends, checkins, and likes, and you may choose togrant or deny us access to each individual permission. For more informationregarding Facebook permissions, refer to the Facebook Permissions Referencepage.

Data From Social Networks

User information from social networking sites,such as Apple’s Game Center, Facebook, Google+, Instagram, Pinterest, Twitter,including your name, your social network username, location, gender, birthdate, email address, profile picture, and public data for contacts, if youconnect your account to such social networks.

Mobile Device Data

Device information, such as your mobile deviceID, model, and manufacturer, and information about the location of your device,if you access the Site from a mobile device.

Third-Party Data

Information from third parties, such aspersonal information or network friends, if you connect your account to thethird party and grant the Site permission to access this information.

Data From Contests, Giveaways, and Surveys

Personal and other information you may providewhen entering contests or giveaways and/or responding to surveys.

Mobile Application Information

If you connect using our mobile application:

●     Geo-Location Information. We mayrequest access or permission to and track location-based information from yourmobile device, either continuously or while you are using our mobileapplication, to provide location-based services. If you wish to change ouraccess or permissions, you may do so in your device’s settings.

●     Mobile Device Access. We mayrequest access or permission to certain features from your mobile device,including your mobile device’s bluetooth, calendar, camera, contacts,microphone, reminders, sensors, SMS messages, social media accounts, storage,and other features. If you wish to change our access or permissions, you may doso in your device’s settings.

●     Mobile Device Data. We may collectdevice information (such as your mobile device ID, model and manufacturer),operating system, version information and IP address.

●     Push Notifications. We may requestto send you push notifications regarding your account or the Application. Ifyou wish to opt-out from receiving these types of communications, you may turnthem off in your device’s settings.

USE OF YOUR INFORMATION

Having accurate information about you permitsus to provide you with a smooth, efficient, and customized experience.Specifically, we may use information collected about you via the Site to:

●     Administer sweepstakes,promotions, and contests.

●     Assist law enforcement and respondto subpoena.

●     Compile anonymous statistical dataand analysis for use internally or with third parties.

●     Create and manage your account.

●     Deliver targeted advertising,coupons, newsletters, and other information regarding promotions and the Siteto you.

●     Email you regarding your accountor order.

●     Enable user-to-usercommunications.

●     Fulfill and manage purchases,orders, payments, and other transactions related to the Site.

●     Generate a personal profile aboutyou to make future visits to the Site more personalized.

●     Increase the efficiency andoperation of the Site.

●     Monitor and analyze usage andtrends to improve your experience with the Site.

●     Notify you of updates to the Site.

●     Offer new products, services,and/or recommendations to you.

●     Perform other business activitiesas needed.

●     Prevent fraudulent transactions,monitor against theft, and protect against criminal activity.

●     Process payments and refunds.

●     Request feedback and contact youabout your use of the Site.

●     Resolve disputes and troubleshootproblems.

●     Respond to product and customerservice requests.

●     Send you a newsletter.

●     Solicit support for the Site.

DISCLOSURE OF YOUR INFORMATION

We may share information we have collectedabout you in certain situations. Your information may be disclosed as follows:

By Law or to Protect Rights

If we believe the release of information aboutyou is necessary to respond to legal process, to investigate or remedypotential violations of our policies, or to protect the rights, property, andsafety of others, we may share your information as permitted or required by anyapplicable law, rule, or regulation. This includes exchanging information withother entities for fraud protection and credit risk reduction.

Third-Party Service Providers

We may share your information with thirdparties that perform services for us or on our behalf, including paymentprocessing, data analysis, email delivery, hosting services, customer service,and marketing assistance.

Marketing Communications

With your consent, or with an opportunity foryou to withdraw consent, we may share your information with third parties formarketing purposes, as permitted by law.

Interactions with Other Users

If you interact with other users of the Site,those users may see your name, profile photo, and descriptions of youractivity, including sending invitations to other users, chatting with otherusers, liking posts, following blogs.

Online Postings

When you post comments, contributions or othercontent to the Site, your posts may be viewed by all users and may be publiclydistributed outside the Site in perpetuity.

Third-Party Advertisers

We may use third-party advertising companiesto serve ads when you visit the Site [or our mobile application]. Thesecompanies may use information about your visits to the Site and other websitesthat are contained in web cookies in order to provide advertisements aboutgoods and services of interest to you.

Affiliates

We may share your information with ouraffiliates, in which case we will require those affiliates to honor thisPrivacy Policy. Affiliates include our parent company and any subsidiaries,joint venture partners or other companies that we control or that are undercommon control with us.

Business Partners

We may share your information with ourbusiness partners to offer you certain products, services or promotions.  

Social Media Contacts

If you connect to the Site through a socialnetwork, your contacts on the social network will see your name, profile photo,and descriptions of your activity.

Other Third Parties

We may share your information with advertisersand investors for the purpose of conducting general business analysis. We mayalso share your information with such third parties for marketing purposes, aspermitted by law.

Sale or Bankruptcy

If we reorganize or sell all or a portion ofour assets, undergo a merger, or are acquired by another entity, we maytransfer your information to the successor entity. If we go out of business orenter bankruptcy, your information would be an asset transferred or acquired bya third party. You acknowledge that such transfers may occur and that thetransferee may decline honor commitments we made in this Privacy Policy.

We are not responsible for the actions ofthird parties with whom you share personal or sensitive data, and we have noauthority to manage or control third-party solicitations. If you no longer wishto receive correspondence, emails or other communications from third parties,you are responsible for contacting the third party directly.

TRACKING TECHNOLOGIES

Cookies and Web Beacons

We may use cookies, web beacons, trackingpixels, and other tracking technologies on the Site and our mobile applicationto help customize the Site and our mobile application and improve yourexperience. When you access the Site [or our mobile application], your personalinformation is not collected through the use of tracking technology. Mostbrowsers are set to accept cookies by default. You can remove or rejectcookies, but be aware that such action could affect the availability andfunctionality of the Site or our mobile application. You may not decline webbeacons. However, they can be rendered ineffective by declining all cookies orby modifying your web browser’s settings to notify you each time a cookie istendered, permitting you to accept or decline cookies on an individual basis.

We may use cookies, web beacons, trackingpixels, and other tracking technologies on the Site and our mobile applicationto help customize the Site and our mobile application and improve yourexperience. For more information on how we use cookies, please refer to ourCookie Policy posted on the Site, which is incorporated into this Privacy Policy.By using the Site, you agree to be bound by our Cookie Policy.

Internet-Based Advertising

Additionally, we may use third-party softwareto serve ads on the Site, implement email marketing campaigns, and manage otherinteractive marketing initiatives. This third-party software may use cookies orsimilar tracking technology to help manage and optimize your online experiencewith us. For more information about opting-out of interest-based ads, visit theNetwork Advertising Initiative Opt-Out Tool or Digital Advertising AllianceOpt-Out Tool.

Website Analytics

We may also partner with selected third-partyvendors, to allow tracking technologies and remarketing services on the Siteand our mobile application through the use of first party cookies and third-partycookies, to, among other things, analyze and track users’ use of the Site andour mobile application, determine the popularity of certain content and betterunderstand online activity. By accessing the Site, our mobile application, youconsent to the collection and use of your information by these third-partyvendors. You are encouraged to review their privacy policy and contact themdirectly for responses to your questions. We do not transfer personalinformation to these third-party vendors. However, if you do not want anyinformation to be collected and used by tracking technologies, you can visitthe third-party vendor or the Network Advertising Initiative Opt-Out Tool orDigital Advertising Alliance Opt-Out Tool.

You should be aware that getting a newcomputer, installing a new browser, upgrading an existing browser, or erasingor otherwise altering your browser’s cookies files may also clear certainopt-out cookies, plug-ins, or settings.

THIRD-PARTY WEBSITES

The Site and our mobile application maycontain links to third-party websites and applications of interest, includingadvertisements and external services, that are not affiliated with us. Once youhave used these links to leave the Site [or our mobile application], anyinformation you provide to these third parties is not covered by this PrivacyPolicy, and we cannot guarantee the safety and privacy of your information.Before visiting and providing any information to any third-party websites, youshould inform yourself of the privacy policies and practices (if any) of thethird party responsible for that website, and should take those steps necessaryto, in your discretion, protect the privacy of your information. We are notresponsible for the content or privacy and security practices and policies ofany third parties, including other sites, services or applications that may belinked to or from the Site or our mobile application.

SECURITY OF YOUR INFORMATION

We use administrative, technical, and physicalsecurity measures to help protect your personal information. While we havetaken reasonable steps to secure the personal information you provide to us,please be aware that despite our efforts, no security measures are perfect orimpenetrable, and no method of data transmission can be guaranteed against anyinterception or other type of misuse. Any information disclosed online isvulnerable to interception and misuse by unauthorized parties. Therefore, wecannot guarantee complete security if you provide personal information.

POLICY FOR CHILDREN

We do not knowingly solicit information fromor market to children under the age of 13. If you become aware of any data wehave collected from children under age 13, please contact us using the contactinformation provided below.

CONTROLS FOR DO-NOT-TRACK FEATURES

Most web browsers and some mobile operatingsystems include a Do-Not-Track (“DNT”) feature or setting you can activate tosignal your privacy preference not to have data about your online browsingactivities monitored and collected. No uniform technology standard forrecognizing and implementing DNT signals has been finalized. As such, we do notcurrently respond to DNT browser signals or any other mechanism thatautomatically communicates your choice not to be tracked online. If a standardfor online tracking is adopted that we must follow in the future, we willinform you about that practice in a revised version of this Privacy Policy.Most web browsers and some mobile operating systems and our mobile applicationsinclude a Do-Not-Track (“DNT”) feature or setting you can activate to signalyour privacy preference not to have data about your online browsing activitiesmonitored and collected. If you set the DNT signal on your browser, we willrespond to such DNT browser signals.

OPTIONS REGARDING YOUR INFORMATION

Emails and Communications

If you no longer wish to receivecorrespondence, emails, or other communications from us, you may opt-out by:

           •           Noting your preferences at the timeyou register your account with the Site or our mobile application

           •           Logging into your account settingsand updating your preferences.

           •           Contacting us using the contactinformation provided below

If you no longer wish to receivecorrespondence, emails, or other communications from third parties, you areresponsible for contacting the third party directly.

CALIFORNIA PRIVACY RIGHTS

California Civil Code Section 1798.83, alsoknown as the “Shine The Light” law, permits our users who are Californiaresidents to request and obtain from us, once a year and free of charge,information about categories of personal information (if any) we disclosed tothird parties for direct marketing purposes and the names and addresses of allthird parties with which we shared personal information in the immediatelypreceding calendar year. If you are a California resident and would like tomake such a request, please submit your request in writing to us using the contactinformation provided below.

If you are under 18 years of age, reside inCalifornia, and have a registered account with the Site or our mobileapplication, you have the right to request removal of unwanted data that youpublicly post on the Site or our mobile application. To request removal of suchdata, please contact us using the contact information provided below, andinclude the email address associated with your account and a statement that youreside in California. We will make sure the data is not publicly displayed onthe Site or our mobile application, but please be aware that the data may notbe completely or comprehensively removed from our systems.

CONTACT US

If you have questions or comments about thisPrivacy Policy, please contact us at: MELISSARIPPY@allstate.com